How to Deposit Money from M-Pesa in Kenya

How to access M-Pesa from your phone’s SIM Toolkit

1. Unlock your phone: Start by unlocking your phone to access its main menu.
2. Navigate to the SIM Toolkit: The SIM Toolkit is usually found in the main menu or in the ‘Apps’ section of your phone. The exact location can vary depending on your phone model.
3. Select ‘Safaricom’: Once you open the SIM Toolkit, you will see a list of options. Select ‘Safaricom’ from this list.
4. Choose ‘M-PESA’: After selecting ‘Safaricom’, you will be taken to another menu with various options such as ‘M-PESA’, ‘MPESA Global’, ‘Fuliza M-PESA’, etc. Select ‘M-PESA’.
5. Access M-PESA services: You are now in the M-PESA menu where you can access various services such as ‘Send Money’, ‘Withdraw Cash’, ‘Buy Airtime’, ‘Loans and Savings’, ‘Lipa na M-PESA’, and ‘My Account’.

How to Deposit Money from M-Pesa to KCB

Kenya Commercial Bank (KCB) is one of the largest banks in Kenya, and M-Pesa is a popular mobile money transfer service. Here are the step-by-step instructions on how to deposit money from M-Pesa to KCB:

1. Open your M-Pesa menu: Access the M-Pesa menu on your mobile device.
2. Choose “Lipa na M-Pesa”: This option allows you to make payments from your M-Pesa account.
3. Enter the KCB Paybill number: The KCB Paybill number is 522522. This number allows M-Pesa to direct your funds to KCB.
4. Enter your KCB account number: This is the number of the account you wish to deposit money into.
5. Enter the amount you wish to deposit: This should be the amount of money you want to move from your M-Pesa account to your KCB account.
6. Enter your M-Pesa PIN: This is your secure M-Pesa identification number.
7. Confirm the transaction: Make sure all the details are correct, then send the money.
8. Wait for a confirmation message: M-Pesa will send you a confirmation message once the transaction is successful.

Remember, it’s essential to ensure that all the details are correct before sending the money to avoid any inconveniences.

How to Deposit Money from M-Pesa to Equity

Equity Bank is one of the largest banks in Kenya, and M-Pesa is a widely used mobile money transfer service. Here are the step-by-step instructions on how to deposit money from M-Pesa to Equity Bank:

1. Open your M-Pesa menu: Access the M-Pesa menu on your mobile device.
2. Choose “Lipa na M-Pesa”: This option allows you to make payments from your M-Pesa account.
3. Enter the Equity Bank Paybill number: The Equity Bank Paybill number is 247247. This number allows M-Pesa to direct your funds to Equity Bank.
4. Enter your Equity Bank account number: This is the number of the account you wish to deposit money into.
5. Enter the amount you wish to deposit: This should be the amount of money you want to move from your M-Pesa account to your Equity Bank account.
6. Enter your M-Pesa PIN: This is your secure M-Pesa identification number.
7. Confirm the transaction: Make sure all the details are correct, then send the money.
8. Wait for a confirmation message: M-Pesa will send you a confirmation message once the transaction is successful.

How to Deposit Money from M-Pesa to Cooperative Bank

Cooperative Bank is a well-known bank in Kenya, and M-Pesa is a widely used mobile money transfer service. Here are the step-by-step instructions on how to deposit money from M-Pesa to Cooperative Bank:

1. Open your M-Pesa menu: Access the M-Pesa menu on your mobile device.
2. Choose “Lipa na M-Pesa”: This option allows you to make payments from your M-Pesa account.
3. Enter the Cooperative Bank Paybill number: The Cooperative Bank Paybill number is 400200. This number allows M-Pesa to direct your funds to Cooperative Bank.
4. Enter your Cooperative Bank account number: This is the number of the account you wish to deposit money into.
5. Enter the amount you wish to deposit: This should be the amount of money you want to move from your M-Pesa account to your Cooperative Bank account.
6. Enter your M-Pesa PIN: This is your secure M-Pesa identification number.
7. Confirm the transaction: Make sure all the details are correct, then send the money.
8. Wait for a confirmation message: M-Pesa will send you a confirmation message once the transaction is successful.

How to Deposit Money from M-Pesa to PayPal

PayPal is a widely used online payment system, and M-Pesa is a popular mobile money transfer service in Kenya. Here are the step-by-step instructions on how to deposit money from M-Pesa to PayPal:

1. Login to your PayPal Mobile Money: Access your PayPal account on your mobile device.
2. Click on “Top Up to PayPal”: This option allows you to add funds to your PayPal account.
3. Calculate the amount in KES you need to convert into USD: Determine the amount of Kenyan Shillings you want to convert into US Dollars for your PayPal account.
4. Open your M-Pesa: Access the M-Pesa menu on your mobile device.
5. Select “Lipa na M-Pesa”, then “Pay Bill”: These options allow you to make payments from your M-Pesa account.
6. Enter 800088 as the business number, and your phone number as the account number: These numbers allow M-Pesa to direct your funds to PayPal.
7. Enter your M-Pesa PIN and confirm the transaction: This is your secure M-Pesa identification number.
8. Wait for a confirmation message: M-Pesa will send you a confirmation message once the transaction is successful. The message will confirm that the specified USD amount was added to your PayPal balance.

How to Deposit Money from M-Pesa to NCBA

NCBA, fully known as National Commercial Bank of Africa, is a subsidiary of NCBA Group PLC, a financial services provider in East Africa. Here are the step-by-step instructions on how to deposit money from M-Pesa to NCBA Bank:

1. Open your M-Pesa menu: Access the M-Pesa menu on your mobile device.
2. Choose “Lipa na M-Pesa”: This option allows you to make payments from your M-Pesa account.
3. Enter the NCBA Paybill number: The NCBA Paybill number is 880100. This number allows M-Pesa to direct your funds to NCBA Bank.
4. Enter your NCBA Bank account number: This is the number of the account you wish to deposit money into.
5. Enter the amount you wish to deposit: This should be the amount of money you want to move from your M-Pesa account to your NCBA Bank account.
6. Enter your M-Pesa PIN: This is your secure M-Pesa identification number.
7. Confirm the transaction: Make sure all the details are correct, then send the money.
8. Wait for a confirmation message: M-Pesa will send you a confirmation message once the transaction is successful.

How to Deposit Money from M-Pesa to Standard Chartered Bank

Standard Chartered Bank is a major international bank headquartered in London, England. In Kenya, it’s easy to deposit money from M-Pesa to a Standard Chartered Bank account. Here are the step-by-step instructions:

1. Open your M-Pesa menu: Access the M-Pesa menu on your mobile device.
2. Choose “Lipa na M-Pesa”: This option allows you to make payments from your M-Pesa account.
3. Select “Pay Bill”: This option allows you to pay bills from your M-Pesa account.
4. Enter the Standard Chartered Bank Paybill number: The Standard Chartered Bank Paybill number is 329329. This number allows M-Pesa to direct your funds to Standard Chartered Bank.
5. Input your Standard Chartered Bank account number: This is the number of the account you wish to deposit money into.
6. Input the amount you wish to deposit: This should be the amount of money you want to move from your M-Pesa account to your Standard Chartered Bank account.
7. Input your M-Pesa PIN and confirm: This is your secure M-Pesa identification number. After inputting your PIN, confirm the transaction.
8. Wait for a confirmation message: M-Pesa will send you a confirmation message once the transaction is successful.

Conclusion

In conclusion, the convenience of mobile money platforms in Kenya has revolutionized the way we handle money, making transactions swift and accessible at our fingertips. Whether it’s M-Pesa to KCB, Equity, NCBA, Standard Chartered Bank, or PayPal, each transaction process is secure and user-friendly, empowering users to manage their finances with ease.